Registers are slow
Manual entries invite mistakes and waste valuable time.
Product
Girvi Management System
Digital Pawn Loan & EMI Tracking Made Simple
Multi-branch access
Cloud backup
WhatsApp/SMS reminders*
Welcome back, Shop Owner 👋
Here's what's happening in your shop today.
All Branches
S
Total Loans
1,248
+12% this month
Total Outstanding
₹ 18,75,240
+8% this month
Overdue Amount
₹ 2,36,500
+15% this month
Loan Disbursement Trend
This Month
Recent Overdues
View all
Rahul Sharma
₹12,500
Meena Kumari
₹8,700
Suresh Patel
₹15,200
Why go digital for Girvi?
Stop manual hassles.
Stop manual hassles.
Start growing.
Due dates missed
Hard to monitor cycles manually, leading to missed payments.
Scattered data
KYC and payments are stored everywhere and are hard to find.
No live metal rates
Pricing not synced to market can cause losses and confusion.
Everything your Girvi shop needs
All-in-one platform for modern Girvi businesses.
Smart Loan & EMI Calculator
Daily/monthly cycles, flexible tenure and auto-interest.
Digital Receipts & Agreements
Branded slips, print/PDF/WhatsApp* in one click.
Customer Database
KYC, ID proofs, photos and loan history—securely stored.
Gold/Silver Price Updates
Use live bullion rates for accurate valuation.
Payment Due Alerts
Automated reminders reduce defaults and improve collections.
Multi-Branch Access
Role-based access for owners and managers.
Cloud Backup & Security
Encrypted, reliable, with audit trails and data protection.
Powerful Reports
Outstanding, ageing, interest earned and more—instantly.
Integrations
SMS/WhatsApp*, printer, export/import and more.
* WhatsApp/SMS depends on plan & regional compliance.
Save Hours
Less manual entry, more time for growth.
Professional
Digital slips that build trust with customers.
Single Dashboard
All loans, EMIs and branches in one place.
Anytime Access
Cloud and mobile access from anywhere.
Accurate Reports
Data-driven insights for smarter decisions.
How it works
01
Add Customer & KYC
Create profile with Aadhaar, photos and address in seconds.
02
Create Loan
Use EMI/interest calculator with live gold and silver rates.
03
Send Receipt & Reminders
Print or share digitally and automate payment due alerts.
FAQs
Your questions,
Your questions,
answered.
Everything you need to know about the Girvi Management System.
It automates pawn loan & EMI tracking with digital receipts, payment reminders, and live gold/silver rate updates.
Yes. Multi-branch ready with role-based access.
Yes. The system supports flexible daily and monthly interest cycles, EMI calculations and configurable loan terms.
Data can be protected through secure access controls, cloud backup and role-based permissions.
It is designed for Girvi shops and pawn-loan businesses that need a simpler way to manage customers, loans, EMIs and records.
Ready to modernize your Girvi business?
See how OneLedger simplifies pawn loans, EMIs and reminders.