Product

Girvi Management System

Digital Pawn Loan & EMI Tracking Made Simple

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  • Multi-branch access
  • Cloud backup
  • WhatsApp/SMS reminders*

Why go digital for Girvi?

Paper-based management causes errors, delays, and compliance issues.

Registers are slow

Manual entries invite mistakes.

Due dates missed

Hard to monitor cycles manually.

Scattered data

KYC and payments everywhere.

No live metal rates

Pricing not synced to market.

Everything your Girvi shop needs

Modern, compliant, and built for Indian pawn workflows.

Smart Loan & EMI Calculator

Daily/monthly cycles, flexible tenure & auto-interest.

Digital Receipts & Agreements

Branded slips; print/PDF/WhatsApp* in one click.

Customer Database

KYC, ID proofs, photos & loan history—securely stored.

Gold/Silver Price Updates

Use live bullion rates for accurate valuation.

Payment Due Alerts

Automated reminders reduce defaults.

Multi-Branch Access

Role-based access for owners & managers.

Cloud Backup & Security

Encrypted, reliable, with audit trails.

Powerful Reports

Outstanding, ageing, interest earned & more.

Integrations

SMS/WhatsApp*, printer, export/import.

* WhatsApp/SMS depends on plan & regional compliance.

Save Hours
Less manual entry
Professional
Digital slips
Single Dashboard
Loans & EMIs
Anytime Access
Cloud & mobile
Accurate Reports
Faster growth

How it works

Step 1
Add Customer & KYC

Create profile with Aadhaar, photos & address.

Step 2
Create Loan

Use EMI/interest calculator + live gold/silver rates.

Step 3
Send Receipt & Reminders

Print or share digitally; automate due alerts.

FAQs

It automates pawn loan & EMI tracking with digital receipts, payment reminders, and live gold/silver rate updates.

Yes—multi-branch ready with role-based access.

Yes—daily/monthly cycles, tenure & auto-interest.

Encrypted & cloud-backed with access controls.

Pawn brokers, girvi shops, financiers & money lenders.

Ready to modernize your Girvi business?

See how OneLedger simplifies pawn loans, EMIs and reminders.

Schedule a Demo