Wrong interest
Manual calculation over months and part payments leads to disputes and lost income.
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- Girvi Software
Girvi software that keeps every loan & every gram in order
A digital girvi register for jewellers and pawn brokers. Create a girvi in under a minute, let OneLedger calculate interest to the day, and hand your customer a printed receipt.
- Simple & compound interest
- Girvi receipts
- WhatsApp reminders
Girvi in 1 minuteCustomer, item, amount, done
Zero interest mistakesCalculated to the day
Find any girviBy name, mobile or number
Never lose recordsSafe cloud backup
Why go digital
The girvi register is costing you time and money
Every pawn broker knows these problems. OneLedger was built to solve exactly these.
Missed due dates
Old girvi sit for years because nobody follows up with the customer on time.
Slow search
Finding one customer's girvi means flipping through years of registers.
Risk of loss
A wet, torn or lost register can wipe out your entire business record.
Features
Everything a modern girvi business needs
From the first pledge to the final release: every step of girvi, gold loan and pawn broking in one place.
Girvi interest calculator
Simple or compound, monthly or daily, with minimum period and rounding rules you choose.
Girvi receipts & slips
Branded receipts with item details and terms. Print or send on WhatsApp.
Customer KYC
Photo, ID proof, address and complete girvi history for every customer.
Part payment & renewal
Take part payments, renew or top-up a loan and release items with an exact settlement.
Locker & item tracking
Know which locker and bag every pledged item is in, with weight and purity.
Repledge / vendor
Track items placed with other lenders and the interest on both sides.
Due date reminders
Automatic WhatsApp / SMS reminders so customers pay on time.
Unsecured loans
Record loans given without security in the same system, with their own interest.
Girvi reports
Outstanding, overdue, interest earned, day book and customer statements.
WhatsApp / SMS messages depend on your plan and connected messaging account.
How it works
From pledge to release in three steps
01
Add customer & item
Enter the customer with KYC and add the gold or silver item with weight, purity and photo.
02
Create the girvi
Choose amount and interest rule. Print the girvi receipt or share it on WhatsApp.
03
Collect & release
Take part payments any time. On release, OneLedger shows the exact amount to settle.
Who it is for
Built for every girvi & gold loan business
Whether you run one counter in a small town or several branches in a city, OneLedger grows with you.
- Jewellers who also give girvi to their customers
- Pawn brokers and pawn shops (girvi walas)
- Gold loan and silver loan lenders
- Money lenders who keep jewellery as security
- Multi-branch girvi businesses with staff
Safe & secure
Modernise your girvi business this week
Start with a free trial. Our team helps you set up interest rules, add your running girvi and train your staff.
- Secure OTP login
- Staff permissions
- Activity history
- Cloud backups
OneLedger App
Your girvi register in your pocket
Install OneLedger on your Android phone, iPhone or computer in a few seconds. It opens like a normal app, with no Play Store download and no extra cost.
- Android & ChromeTap Install and confirm. The OneLedger icon appears on your home screen.
- iPhone & iPadOpen in Safari, tap Share, then choose "Add to Home Screen".
- Windows & MacIn Chrome or Edge, click Install to pin OneLedger like a desktop app.
FAQ
Girvi software questions
Everything you need to know before moving your girvi register online.
What is girvi management software?
It is a digital girvi register. Instead of writing in a book, you enter the customer, the pledged gold or silver item and the loan amount once. The software then calculates interest, prints the girvi receipt, tracks payments and tells you which girvi are due or overdue.
Which interest methods are supported?
Simple and compound interest, monthly or daily, with your own interest rate, minimum period and rounding. Part payments and renewals are taken into account automatically, so the release amount is always correct.
Can I print a girvi receipt with my shop name?
Yes. Receipts and loan slips carry your shop name, logo, item details and terms. You can print them or share them with the customer on WhatsApp.
Can I track items given for repledge?
Yes. You can record when a pledged item is placed with another lender (vendor / repledge) and keep track of both sides of the transaction.
Does it work for more than one shop?
Yes. OneLedger supports multiple stores under one account, with separate staff users and permissions for each store.
Can I use it on my phone?
Yes. It works in the mobile browser and can be installed as an app on Android and iPhone from the Install button.
Who can use the girvi software?
Jewellers who give girvi, pawn brokers, gold loan and silver loan lenders, and money lenders who keep pledged items as security.
Girvi management software for jewellers and pawn brokers in India
OneLedger girvi software is an online girvi register (गिरवी रजिस्टर) made for the way girvi works in Indian shops. Record gold and silver items taken on girvi with gross weight, net weight, purity and photo, set the girvi interest rate, and the software keeps the girvi ka hisab for you, including interest, part payments, renewals and final release.
Unlike generic accounting software, it understands girvi: minimum interest periods, compound interest after a set time, lockers, repledge with other lenders and unsecured loans. Use it as a gold loan software, pawn shop software or money lending software, on your shop computer or on your mobile.
- Girvi software
- Girvi app
- Girvi register
- Girvi interest calculator
- Pawn broker software
- Gold loan software
- Money lending software
- गिरवी का हिसाब
