Smart business management for Girvi and Jewellery businesses
Explore Plans +91 85276 19562
Made for Indian jewellers

Girvi & Jewellery Software that does the hisab for you

OneLedger replaces your paper girvi register and billing book. Interest is calculated automatically, receipts are printed in seconds, and every loan, item and customer is safely stored, on mobile and computer.

  • Auto interest calculation
  • Works in Hindi & English
  • Setup help included
Cloud basedShop, home or on the move
Secure & privateStaff roles and backups
Hindi & EnglishUse the language you like
Guided onboardingWe help you get started
Our products

Two powerful tools. One simple login.

Use girvi management, jewellery management, or both together. Everything shares the same customers, so you never enter the same details twice.

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Girvi / Pawn Loan Software

Girvi Management

A digital girvi register for jewellers and pawn brokers. Create a girvi in under a minute, let OneLedger calculate interest, and print a professional receipt.

  • Simple & compound interest
  • Girvi receipts & loan slips
  • Customer KYC with photo
  • Part payment, renewal, release
  • Locker & item tracking
  • Due date WhatsApp reminders
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Jewellery Billing & Stock Software

Jewellery Management

Billing, stock and accounts for jewellery shops. Tag every piece, bill with correct GST and making charges, and always know what is in your showroom.

  • GST jewellery invoices
  • HUID, purity & net weight
  • Barcode tag printing
  • Old gold exchange
  • Customer & supplier ledger
  • Stock & sales reports
Register vs OneLedger

Stop calculating interest by hand

Paper registers, diaries and Excel sheets cost you time and money: wrong interest, missed due dates and lost receipts. OneLedger keeps every girvi and sale accurate and searchable.

TaskPaper registerOneLedger
Interest calculationManual, error-proneAutomatic, to the day
Finding an old girviFlip through pagesSearch by name, mobile or number
ReceiptsHandwrittenPrinted or shared on WhatsApp
Due date follow-upOften forgottenAutomatic reminders
BackupLost if damagedSafe in the cloud
Why jewellers choose OneLedger

Everything your shop needs, nothing it does not

Practical features designed with jewellers and pawn brokers, so your team can learn it in a day.

Girvi interest calculator

Monthly or daily, simple or compound, with minimum period and part payments.

Gold & silver rates

Keep today's rate handy to value pledged items and bill jewellery correctly.

WhatsApp & SMS

Send receipts, invoices and due date reminders straight to your customer.

Customer KYC

Store photo, ID proof, address and full girvi history for every customer.

Barcode & tags

Print jewellery tags with weight and purity, and scan to bill faster.

GST invoices

Correct GST, making charges and HUID on every jewellery bill.

Multi-store & staff

Run several shops from one account and decide what each staff member can do.

Reports & day book

Outstanding girvi, interest earned, cash book, stock and sales at a glance.

Simple to start

Go digital in four easy steps

No installation, no technical knowledge. If you can use WhatsApp, you can use OneLedger.

01

Create your account

Sign up with your mobile number and verify with OTP.

02

Set up your shop

Add shop name, logo, interest rules and staff users.

03

Add old records

Enter running girvi and stock, or let our team help import them.

04

Start working

Create girvi, print receipts, bill jewellery and track it all.

Coming soon to OneLedger

One login. More businesses.

The same simple, secure OneLedger platform that jewellers trust is expanding. Here is what we are building next. Join the early-access list and be the first to try it.

Coming soon

Inventory Management

For retailers, wholesalers & distributors

Track every item across shops and godowns, from purchase to sale, with GST billing built in.

  • Stock in / out across multiple godowns
  • Barcode labels, low-stock & expiry alerts
  • Purchase orders, suppliers & GST billing
Get early access
Coming soon

Field Track Management

For sales teams, collection agents & service staff

See where your field team is, what they did today, and how many visits, collections and orders came in.

  • Live location & geo-fenced selfie attendance
  • Visit plans, tasks and collection tracking
  • Expense claims and daily activity reports
Get early access
Coming soon

School Management ERP

For schools, coaching centres & academies

Run admissions, fees, attendance and exams from one simple, parent-friendly system.

  • Admissions, student records & ID cards
  • Fee collection, receipts and dues reminders
  • Attendance, exams, report cards & notices
Get early access
Safe & secure

Your customers trust you with their gold. Trust us with your records.

Every girvi, bill and customer record lives in your private business account, protected by secure login and permissions.

  • OTP & password login
  • Role-based staff access
  • Activity history
  • Regular cloud backups
Talk to our team
Secure cloud girvi and jewellery software
OneLedger App

Your girvi register in your pocket

Install OneLedger on your Android phone, iPhone or computer in a few seconds. It opens like a normal app, with no Play Store download and no extra cost.

Open in browser
  • Android & ChromeTap Install and confirm. The OneLedger icon appears on your home screen.
  • iPhone & iPadOpen in Safari, tap Share, then choose "Add to Home Screen".
  • Windows & MacIn Chrome or Edge, click Install to pin OneLedger like a desktop app.
FAQ

Questions about OneLedger?

Quick answers about girvi software, jewellery billing, pricing and support.

Still have a question? +91 85276 19562 Contact us
What is OneLedger?
OneLedger is cloud software for Indian jewellers, pawn brokers and gold loan businesses. It combines girvi (pawn loan) management with jewellery billing, stock and GST in one secure login that works on mobile and computer.
What is girvi software and who should use it?
Girvi software replaces the paper girvi register. It records the customer, the pledged gold or silver item, the loan amount and the interest rate, then calculates interest automatically, prints the girvi receipt and reminds the customer when payment is due. It is built for jewellers who give girvi, pawn shops and gold loan lenders.
Does OneLedger calculate girvi interest automatically?
Yes. You set the interest rate and method (simple or compound, monthly or daily) and OneLedger calculates interest till today, handles part payments and renewals, and shows the exact amount to settle when the item is released.
Can I use OneLedger for jewellery billing and stock?
Yes. The jewellery module manages stock with purity, gross and net weight and HUID, prints barcode tags, creates GST jewellery invoices, handles old gold exchange and keeps a ledger for every customer.
Can I use it on mobile? Is there an app?
Yes. OneLedger works in any modern browser and can be installed as an app on Android, iPhone, Windows and Mac. Tap the Install button at the top of this page.
Is my girvi and customer data safe?
Your data stays in your own business account with secure login, staff roles and permissions, and regular cloud backups. Only the people you allow can see or change records.
Can I move my old girvi register to OneLedger?
Yes. You can add existing customers, running girvi loans and stock. Our team helps with onboarding and data import so you can start without losing old records.
How much does OneLedger cost?
Plans are available for single shops and multi-store businesses. See the pricing page or start a free trial first.

Girvi software and jewellery software built for India

OneLedger is a cloud-based girvi management software and jewellery shop software made by SAER Technologies for jewellers, pawn brokers (girvi walas), gold loan lenders and money lenders across India. It replaces the traditional girvi register (गिरवी रजिस्टर), the billing book and spreadsheets with one secure online system.

Girvi management software

With the OneLedger girvi app you record every gold and silver item taken on girvi, with weight, purity and photo. The girvi interest calculator works out monthly or daily interest automatically, supports part payment, renewal and release, and prints a clear girvi receipt for the customer. Reports show total outstanding loans, interest earned and overdue girvi in one click.

Jewellery billing and stock software

The OneLedger jewellery software manages showroom stock with HUID, gross and net weight, purity and making charges. Print barcode tags, create GST jewellery invoices, take old gold in exchange and keep a running ledger for every customer and supplier. It works for single gold shops and for multi-store jewellery chains.

  • Girvi software
  • Girvi app
  • Pawn shop software
  • Gold loan software
  • Girvi interest calculator
  • Jewellery billing software
  • Jewellery inventory software
  • Gold shop software
  • HUID billing
  • गिरवी सॉफ्टवेयर