# OneLedger > OneLedger (https://oneledger.in) is cloud business software for Indian jewellers, pawn brokers and gold loan lenders, made by SAER Technologies Pvt. Ltd., Jaipur, Rajasthan, India. It replaces the paper girvi register and billing book with one secure online system that works on mobile and computer, in Hindi and English. ## Live products - [Girvi Management Software](https://oneledger.in/girvi-app): digital girvi (pawn loan) register. Automatic simple and compound interest (monthly or daily), girvi receipts and loan slips, customer KYC with photo, part payment, renewal and release, locker and pledged item tracking, repledge / vendor tracking, unsecured loans, WhatsApp and SMS due-date reminders, outstanding and interest reports. For jewellers who give girvi, pawn shops, gold and silver loan lenders and money lenders. - [Jewellery Management Software](https://oneledger.in/jewellery-app): jewellery billing and stock software. GST jewellery invoices with HSN, making charges and HUID; stock by gross weight, net weight, purity and stones; barcode tag printing; old gold exchange; daily gold and silver rates; customer and supplier ledger; multi-store stock; sales and stock reports. ## Coming soon (early access) - Inventory Management: stock in/out across shops and godowns, barcode labels, low-stock and expiry alerts, purchase orders, suppliers and GST billing. For retailers, wholesalers and distributors. - Field Track Management: live location and geo-fenced selfie attendance for field staff, visit plans, tasks, collection tracking, expense claims and daily reports. For sales teams, collection agents and service staff. - School Management ERP: admissions and student records, fee collection and receipts, attendance, exams and report cards, notices to parents. For schools, coaching centres and academies. Early access: https://oneledger.in/contact-us ## Key facts - Platform: web app, installable as an app (PWA) on Android, iPhone, Windows and Mac. No Play Store download needed. - Languages: English and Hindi. - Multi-store and multi-user with role-based staff permissions, activity history and cloud backups. - Free trial available; onboarding and data import help from the OneLedger team. - Sign up / login: https://oneledger.in/manager/account ## Pages - [Home](https://oneledger.in/) - [Products](https://oneledger.in/products) - [Pricing](https://oneledger.in/p/pricing) - [GST Calculator](https://oneledger.in/gst-calculator): free GST calculator (inclusive and exclusive) - [Blog](https://oneledger.in/blogs): guides on girvi business, gold loans and jewellery shop management - [Help Centre](https://oneledger.in/help) - [About](https://oneledger.in/about-us) - [Contact](https://oneledger.in/contact-us): +91 85276 19562, contact@saertechnologies.com, Mon–Sat 10:00–18:00 IST ## Glossary - Girvi (गिरवी): a loan given against pledged gold or silver jewellery, common in Indian jewellery shops. Also called a pawn loan or gold loan. - Girvi register: the traditional book in which pawn brokers record girvi loans; OneLedger is a digital girvi register. - HUID: Hallmark Unique ID, the 6-character BIS hallmark code on gold jewellery in India.